8. Which of the following is not true about a construction loan: A. It has aconstruction.higher risk for the lender since the loan is based on future B. The borrower can decide at any time to convert it to a standardmortgage. C. It has a shorter length than a standard mortgage. D. Borrowers have a natural incentive to speed up the construction process in order to convert the floating construction loan to a standard fixedmortgage.