13. Which of the following statements is entirely correct about determiningmaximum LTV on real estate financing? A. DTI and LTV are used for commercial loans and CLTV and LTV are

usedfor residential loans B. DSCR and LTV are used for commercial loans and DTI and LTV are usedfor residential loans C. DSCR and LTC are used for construction loans, DSCR and LTV are used for commercial loans and WACC and NPV are used for residential loans D. DTI and LTC are used for commercial loans and LTC and WACC are usedfor residential loans