3) A temporary employment agency provides health insurance to its contract workers through a basic group health insurance policy. To qualify for coverage, one must have worked at least100 hours

in the past 4 weeks. Turnover at this agency is high because many of the workers often find permanent employment within the first 6 months of joining the agency's roster.However, the size and demographic composition of the agency's contract work force have remained fairly stable over time. Suppose that the agency's insurance carrier expects one hospitalization claim every 6 months. Determine the probability that there is at least one hospitalization claim in the next month. State any assumptions you make to determine this hilitu