Compare Loan Portfolio - By Product,By product:At Amortized CostOverdrafts28.249.9127%Overdrafts141.178.50936%Term loans332.50683878Time loans227.088.99758%Trade related loans29.252.4357%Loans against trust recei pts9238.631Personal loans31.004.0477%Bill discontinued3.8926051%Credit cards5.458.9711%Credit card receivables13.353.45539%Vehicle financing loans2.311.1151%Gross loans,advances and Islamic financing428,783318100%Gross loans -conventional394750287100%1.Combine the categores as suggested to provide fair comparison2.Bank with more OD%credit card is taking more risk3.Term loans category carries higher return and is illiquid,check who focuses more there