Convert this to business language.

Due to Institution =

IF(AND([@[Total Spent]]>[@[Total Paid]],[@[Total Spent]]<=[@[Total Awarded Amount]]),

(IF([@[Total Spent]]>[@[Total Awarded Amount]],[@[Total Awarded Amount]],[@[Total Spent]])-[@[Total Paid]]),

IF([@[Total Spent]]>[@[Total Awarded Amount]],[@[Total Awarded Amount]]-[@[Total Paid]],0))

Refund Request =

IF([@[Total Paid]]>([@[Total Spent]]+[@[Total Refund Received]]),[@[Total Paid]]-[@[Total Spent]]-[@[Total Refund Received]],0)

Write-down Request =

[@[Total Awarded Amount]]-IF([@[Total Paid]]>[@[Total Spent]],

(IF([@[Total Paid]]>[@[Total Awarded Amount]],[@[Total Awarded Amount]],[@[Total Paid]])),

(IF([@[Total Spent]]>[@[Total Awarded Amount]],[@[Total Awarded Amount]],[@[Total Spent]])))