Position: DRR Credit Analyst I

Department: Risk Rating Management

Performs financial analysis and credit review of Dual Risk Rated (DRR) commercial loans.

Performs research and financial and statistical analyses to determine and support client

credit worthiness while minimizing risk exposure. Works closely with commercial lenders

and underwriters to ensure accurate grading and spreading of financial statements.

Performs financial spreads for prospects not requiring risk ratings. Performs due diligence

for Merger

erger and Acquisition (M&A) related to the scoring of the target company's larger

commercial loans. Prepares analyses, reports and presentations for management review and

regulatory reporting. Ensures transactions and processing are in compliance with regulatory

and company guidelines, policies and procedures. Participates in a focused training program

in order to increase knowledge, understanding and proficiency in risk rating models and

scorecards for Commercial and Industrial (C&I) and Commercial Real Estate (CRE) loans.

Participates in day-to-day operations and special projects and completes formal credit and

other required training courses.

Step 2

Note the 5 Competencies below

1. Team Player

2. Assertiveness

3. Communications Oral

4. Communications - Written

5. Judgment/Decision Making

Step 3: Rank the Competencies

1. Rank the 5 competencies above from the most important [1] to the

least important [5].

2. Then Write a paragraph to explain your rationale for the order of

importance of the competencies. (3-5 sentences).

Step 4: Develop Interview Questions you would ask.

Develop two (2) questions per competency listed above. Design each question to

assess each competency selected for use when you would interview a candidate. In

the end, there should be a total of 10 questions.