Choose one of the following topics to present to your peers in a professional analysis using a minimum of 350 words. Topic • Research and provide an analysis related to the

use of mutual funds in an investment portfolio versus the use of individual stocks or bonds. Identify distinct advantages and potential disadvantages when selecting mutual funds. • The efficient market hypothesis (EMH) states that competition among investors using available market information causes securities to be fairly priced. Provide a critical analysis of EMH and the implication for individual investors. • As individual investors, why is diversification an important consideration in a large portfolio and how does this apply to your own investment decisions related to securities you may choose as investments? Your critical response should have a minimum of two sources published in the last 12 months which should be used to support the content within the postings, proper in-text citations. Your responses should be professionally written and correctly formatted references